With Apple Pay, you authorise each purchase with Touch ID or your passcode. And every time you put on your Apple Watch, you need to enter your passcode to access it. These features help prevent other people from using Apple Pay on your iPhone, iPad, or Apple Watch.

If your iPhone or iPad is lost or stolen
You can go to iCloud.com/find or use the Find My iPhone app to suspend or permanently remove the ability to pay from that device with Apple Pay. Your cards will be suspended or removed from Apple Pay even if your device is offline and not connected to a cellular or Wi-Fi network. You can also call your bank to suspend or remove your cards from Apple Pay. Learn more about what to do if your iPhone is lost or stolen.

If your Apple Watch is lost or stolen
You can remove the ability to pay with your credit or debit cards from Apple Pay on iCloud.com/find. Just sign in, click Settings, choose your device, and click Remove All. You can also call Metro Bank on 0345 08 08 500 to suspend or remove your cards from Apple Pay.