How important is my credit history for getting a loan?

Very important. Any potential lender will check your credit history before offering you a loan. They will check your income and that you have paid back any previous loans in full and on time.

They will also check to see if you are a responsible borrower so they will look at how often you pay your bills and debts late. They will also check things like your address, your identity and how much other debt you have against your name.

Find what you need in the App

There are plenty of services available via our App for existing Metro Bank customers. Here are some of the top features that could save you time:

Instantly block, unblock or cancel your card if it's been lost or stolen
Request to replace a card
Create or delete future payments and make payments
Authorise online transactions
Create, amend and delete standing orders, and cancel Direct Debits
Make international payments in EUR or USD to EU countries or the US
Create beneficiaries
Request a reminder of your 12-digit customer number
Change your email address
View helpful insights to see how you're spending your money
Receive alerts every time you use your card.

Download the App now

Still can't find what you're looking for?

Give us a call

If you have an enquiry relating to any of our stores, products or services, please get in touch to speak to someone in our UK-based contact centre and we’ll be happy to assist you.

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