One-touch payment at your fingertips

Just a few simple steps and you can pay with contactless straight away.

1. Access the Wallet app then tap '+'
2. Select 'Add credit or debit card'
3. Select 'Use card on file for iTunes' or 'Use a different credit or debit card' to choose the card you want to use with the app
4. Use the camera to read the card or enter card details
5. Enter the 3-digit security number on the back of your card
6. Read and accept the terms and conditions on screen
7. Choose to receive the 6-digit verification code by text or email
8. Enter the 6-digit verification code

Set up is now complete.

To add Apple Watch, you have to set up Apple Pay on your iPhone first. Then follow these steps:

1. Go to the Apple Watch App on your compatible iPhone
2. Tap wallet and then Apple Pay
3. Tap add credit or debit card – you can use the card you already have on file with iTunes by entering the security code and accept the terms and conditions on screen.
4. You may be asked for a verification code. Follow the same procedure for setting up your iPhone.
5. If you want to add a different card add the new card.
6. If you are having problems setting up Apple Pay on any of your Apple devices, just come in to a store and someone will help you out.

What do you need to get Apple Pay working?
To set up and use Apple Pay you’ll need:

• For in-store and in-app purchases – iPhone 6,  iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone SE or newer
• For in-app purchases only – an iPad Air 2, iPad mini 3, iPad mini 4, iPad Pro, iPad Pro 9.7 inch or newer
• iOS 8.3 or newer
• A passcode set up on your device (plus Touch ID if you want to use one-touch payment)
• iCloud account

You’ll also need a Metro Bank account. All Personal and Business Metro Bank debit and credit cards are eligible for Apple Pay.

Apple Watch
If you want to use Apple Pay on your Apple Watch you’ll also need:

• Apple Watch paired with iPhone 5 or newer (for in-store purchases)
• The latest iOS on your paired iPhone
• A passcode on your Apple Watch and wrist detection enabled

The Apple Watch can only be used for in-store payments.

Simply hold your compatible iPhone over the contactless reader, with your finger on Apple Touch ID. You can also use your passcode. Or you can double-click the ‘Home’ button when your iPhone is locked to access Wallet to quickly make your purchases.

Apple Watch wearers just need to double-click the side button and hold the display of Apple Watch up to the contactless reader. A gentle tap and beep confirm that your payment information was sent.

If you’re in the UK some merchants limit purchases to a maximum value of £30.

Effortless in-app purchases Within apps, look for the Buy with Apple Pay button or Apple Pay as a payment method. Use Apple Touch ID to complete the purchase. Payments are deducted straight from your account, so no need to enter your details again.

Here's an example of the Apple pay buttons to look out for: 

Switch easily between different accounts You can set a default card for automatic payment in your Wallet app. If you want to pay with a different card for a particular purchase just choose the one you want to pay with in your wallet app.

When you view your card in Wallet, you’ll see the last transaction for each credit card or debit card. You might also see the last ten transactions for your cards. Just tap the card and tap the information button on screen. You’ll see the last 10 transactions made from your device.

Apple Pay activity is also included on your credit and debit card statements.